Guiding Compliance. Enabling Growth. Managing Risk.
The financial sector is one of the most highly regulated industries in Indonesia. At RCS Law, we provide comprehensive legal support to banks, fintech companies, multi-finance institutions, investment managers, insurance providers, and other financial service players in navigating complex regulatory frameworks and transactional matters.
Our Financial Services practice combines deep regulatory insight with commercial awareness to help clients stay compliant, innovate responsibly, and manage legal risks effectively in a fast-evolving financial landscape.
Our Services
Licensing and Regulatory Approvals
Advising on and assisting with the application, renewal, and amendment of licenses and approvals from OJK (Financial Services Authority), Bank Indonesia, and other regulatory bodies.
Fintech and Digital Financial Services
Guiding digital finance providers—including e-wallets, P2P lending platforms, payment gateways, and digital banks—on licensing, product structuring, consumer protection, and compliance with prevailing fintech regulations.
Banking and Finance Transactions
Drafting and reviewing loan agreements, security documents, facility arrangements, and other banking-related contracts, including cross-border financing transactions.
Insurance and Multifinance Regulation
Supporting insurance companies and multifinance institutions with licensing, distribution structures, policy documentation, and compliance with industry standards.
Anti-Money Laundering (AML) and Know-Your-Customer (KYC)
Ensuring that clients comply with AML/KYC requirements, including internal policy development, regulatory reporting, and risk-based customer due diligence.
Securities and Investment Advisory
Advising on mutual funds, securities brokerage, asset management, investment advisory, and capital market activities, including compliance with OJK and IDX regulations.
Regulatory Compliance and Audit Support
Assisting with internal and external audits, regulatory inspections, and responding to inquiries or sanctions from financial authorities.
Our Approach
“At RCS Law, we understand the unique demands of financial businesses operating in a rapidly shifting regulatory environment. We work closely with clients to anticipate regulatory change, seize new opportunities, and maintain operational integrity across all financial services sectors.”
With deep industry knowledge and regulatory insight, RCS Law is your trusted partner for financial legal matters—ensuring clarity, compliance, and commercial certainty.
